.head_text{ clear:both; font-family:Arial; font-size:17px; color:#990000; font-weight:bold; height:20px; padding:8px; padding-left: 0px; border-bottom:#990000 solid 1px}
.faqs_head{ font-family:Arial; font-size:16px; color:#000000; font-weight:bold}
.faq_bullet{background:transparent url("bullet_fq.gif") no-repeat 0px; margin-left:10px; padding-left:30px; display:block; line-height:38px;vertical-align: top; font-size:14px; font-family:Verdana; font-weight:bold}
.faq_bullet2{background:transparent url("bullet_fq2.gif") no-repeat 0px; margin-left:10px; padding-left:19px; display:block; line-height:30px;vertical-align: top; font-size:13px; font-family: Verdana; font-weight: 600}
.ans{ font-family:Verdana; font-size:11px; color:#000000; font-weight:normal; padding-left:27px; text-align:justify; padding-right:27px; padding-top:0px; padding-bottom:5px}
.smbullet ul {padding-right: 0px; padding-left: 0px; margin: 0px 0px 0px 15px; padding-top: 0px; list-style-type: none;}
.smbullet li {background-image:url(bullet_fq3.gif) ; background-repeat:no-repeat; padding-bottom:0px; padding-left:10px; margin-top:5px; line-height:16px; background-position:0px 6px; margin-left:18px}
.bdgr{ color:#4A4A4A; font-family:Verdana; font-size:11px; font-weight:bold; padding-top:10px;}